With several festivals and national holidays lined up in August 2025, banks across India are set to remain closed for up to 15 days. However, it’s important to note that not all holidays apply uniformly across every state. Here’s a detailed look at the list of bank holidays, their regional significance, and how customers can plan their transactions in advance.
FULL LIST OF BANK HOLIDAYS IN AUGUST 2025
As per the Reserve Bank of India (RBI) calendar, banks will observe holidays under three categories — Holiday under the Negotiable Instruments Act, Real Time Gross Settlement Holiday, and Banks’ Closing of Accounts. The following are the notable closures in August 2025:
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August 1 – Bank Holiday (Varies by state)
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August 8 – Raksha Bandhan (Observed in Rajasthan, Uttarakhand, UP)
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August 9 – Second Saturday
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August 15 – Independence Day / Parsi New Year (Mumbai, Nagpur)
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August 16 – Zonal Holiday in some Northeastern states
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August 23 – Fourth Saturday
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August 25 – Janmashtami (Many states)
Other regional holidays based on local festivals like Teej, Hartalika, and Onam may apply in individual states.
ARE ALL 15 HOLIDAYS APPLICABLE NATIONWIDE?
No. While national holidays like Independence Day are observed countrywide, many others like Teej, Raksha Bandhan, and Janmashtami are region-specific. For example, banks in Uttar Pradesh, Madhya Pradesh, and Rajasthan will be closed on Raksha Bandhan, but not in southern states.
BANK HOLIDAYS AND ONLINE SERVICES
Even if physical branches are closed, online banking services such as net banking, UPI, mobile apps, and ATM withdrawals remain operational. Customers can continue to make payments, check balances, and initiate transfers digitally without disruption.
WILL BANKS BE CLOSED ON RAKSHA BANDHAN 2025?
Yes, but only in states where the festival is officially recognised. For August 2025, Raksha Bandhan falls on Friday, August 8, and banks are scheduled to remain closed in select northern states.
HOW TO PLAN BANK WORK DURING LONG WEEKENDS
With many second and fourth Saturdays combined with festive holidays, there are potential long weekends in August. It is advisable to:
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Complete major transactions in advance
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Avoid cheque clearances near holidays
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Ensure digital payments are set up
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Use ATMs or online channels for urgent needs
FREQUENTLY ASKED QUESTIONS (FAQs)
Q1. How many days will banks remain closed in August 2025?
A total of 15 days, including weekends and state-specific holidays.
Q2. Will banks be closed on Raksha Bandhan 2025?
Yes, in states like UP, Rajasthan, Uttarakhand, and others where it’s a gazetted holiday.
Q3. Are all holidays applicable in every state?
No, regional holidays vary by state and are notified by the respective state governments.
Q4. Can I use online banking services on bank holidays?
Yes, all digital services like mobile banking, internet banking, and UPI will remain active.
August 2025 brings several cultural and national events, so checking your local bank holiday list is crucial. Always stay updated via your bank’s official channels or the RBI calendar to avoid last-minute disruptions.
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